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Confidence that you have a plan

Your life is atypical, not a 9-5 job, different schedule,
etc. You have a lot of different pieces that make up your unique financial situation. You have questions on how to make it work best together for your financial future and want confidence in what you are working towards.

Getting you there

At Dream Lake Financial, we combine the expertise of a CPA and Financial Advisor, to bring you a plan you can have confidence in as you work towards your goals. Our financial planning services cover various aspects, including budgeting, savings goals, investment management, and retirement planning. We offer one time plan creation for the DIY'er or on going guidance and investment management. In addition, we can provide tax preparation and filing through Dream Lake Tax & Accounting, a separate company under common ownership with Dream Lake Financial.

Where to start

Find out if we are a fit

Meeting 1

Get to know you and where you want to be

We Meet With you to find out what is important to you and what you need.

We get to know you, what makes up the life you are living, listen to what your concerns and goals are, and where you hope to be in the future. This lays the groundwork for making tailored recommendations that align with your values and desired outcomes.

Meeting 2

Organize it

We need information from you, this is the time we get it. This will reduce the back and forth and make sure we aren’t missing anything. It’s also a time where we will get all your finances sorted out, helping us all gain clarity on where everything is.

Meeting 3

Explore possibilities

We Meet With you to find out what is important to you and what you need.

We’ll get into the nitty gritty here, looking at your current financial status, how you got here and where you want to be, and what, if anything, is getting in the way. We’ll take a look at income, spending, current savings, and other financial pieces. We can show you how your  “I’d like to” might be possible, using different models.

Meeting 4

Plan Delivery

This is where the rubber meets the road – in this meeting we will present our recommendations through your tailored financial plan, with a goal of implementing the most pressing recommendations first.

ongoing guidance

We Meet With you to find out what is important to you and what you need.

Together, we will continue to implement the remaining recommendations, meeting at least semi-annually to check in, making sure we are making progress. We understand life happens too, and you can reach out in between meetings if you have questions or if anything changes.

What you get &
How much does it cost

an investment in your future (and maybe more sleep at night)

ongoing financial planning

what you get

We start with the 4-5 meeting process (as listed above), you walk away with a tailored financial plan. In addition, you get continued guidance, in the form of semi-annual meetings for a plan refresh or updates. You also have access  anytime for additional questions when life happens and plans need to change. 

 

Tax preparation and filing (if desired, for additional fee not included in annual fee)

what it costs

Starting at $2500, which can be paid monthly or quarterly, re-evaluate fee every 12 months. 

One Time Financial Plan

what you get

We follow the 4-5 Meeting process (as listed above), and you will walk away with a tailored financial plan that address your goals for you to implement. 

Tax preparation and filing (if desired, for additional fee not included in plan fee)

what it costs

Fee dependent on complexity of requested planning (quote will be given before we begin)

ongoing financial planning &
Investment Management

what you get

In addition to ongoing financial planning, we provide discretionary investment management using tax efficient, low-cost, asset allocation model portfolios. Continuously monitoring investment portfolios and rebalancing when necessary. 

what it costs

 Fee percentage based on assets under management, with a minimum fee of $3000

Bill

Transparent 
Fees

We operate on a fee-only basis. Unlike firms that earn commissions on selling specific products, we do not sell any financial products or earn any commissions. This allows us to make recommendations based on what's truly best for you.

 By adhering to both the fiduciary standard and the fee-only model, we ensure complete transparency and alignment with your financial goals. We use Charles Schwab as the custodian for your accounts. These accounts are always available for you to review, providing another layer of transparency.

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